• Welcome to Nevada Shooters!

    You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, buy and sell with in our popular Trading Post and more! Registration is fast, simple and absolutely free so please, join our community today!
  • Attention mobile users! The Tapatalk integration is down until further notice. For the full mobile experience, please simply use your web browser on your mobile device to view the forum. Thank you!

Carry Guard or other CCW insurance?

#21
USCCA coverage listed by Armed Citizens’ Legal Defense Network may be off somewhat from current USCCA coverage. https://www.usccacoverageform.com/

Believe both are worthy of consideration.

Brad
How does it work w/the different levels? Do you select an attorney based on an estimate given? If the cost of representation exceeds the amount of coverage, does the attorney stay on the case? Fortunately I've never needed legal representation before so I really am clueless as to how this all works.

Any info is greatly appreciated.
 
#22
How does it work w/the different levels? Do you select an attorney based on an estimate given? If the cost of representation exceeds the amount of coverage, does the attorney stay on the case? Fortunately I've never needed legal representation before so I really am clueless as to how this all works.

Any info is greatly appreciated.

With USCCA, my understanding is it is like insurance in many sectors (car, motorcycle, home, renters, etc.). We pay for a level of coverage. $xxx for bail, $xxx for lawyer, $xxx for law suits, etc. When insurance is required, USCCA will cover up to amounts paid for. If the amount is exceeded, we like in a car insurance scenario, are on our own.

With USCCA we hire the attorney. USCCA has attorneys identified that are versed in self-defense scenarios that we, the insured can hire or not.

Hopefully this makes sense. Recommend give USCCA a call for verification of my understanding and additional questions you may have.

USCCA works for me as I have "peace of mind" that if needed, USCCA insurance coverage will most likely ensure my retirement finances remain secure. Me, retired, fixed income, I can ill afford to lose my financial @ss to BS law suits and or deal with felony charges having defended myself, family...


That said, call Armed Citizens’ Legal Defense Network if they may be an option in your scenario, personal needs.

Stereotyping here, most likely few, if any of us NS members will need this insurance. So, while this type of insurance is not for all, most, or many, it is for me.

Hope this helps.

Brad
 

Ramone

Obsessed Member
#23
The videos w/Massad Ayoob are really good.
Ayoob is good at the idea one should do what he can to de-escalate a dangerous situation. I have been reading his work since the 1980s, and he has been consistent on this thesis. I would agree.

The art of self-defense begins with a certain amount of verbal judo. Learning to talk someone down in a stressful situation is a worthy skill to hone.

If you are nervous about public speaking, try Toastmasters. Yes, it is hokey, but it is a safe place to develop verbal agility.

Yes, less-than-lethal options for weapons are a good idea too. Ayoob would say that demonstrating at least a modicum of effort to avoid the use of lethal force will be favorable.

He has a taken a lot of grief for this opinion, but rash decisions to use lethal force, as in the Burgarello case, will not be favorable.
 

Ramone

Obsessed Member
#24
https://www.wsj.com/articles/new-york-bans-nra-insurance-program-and-fines-broker-1525273379

See this link for an example of a backdoor attack on gun rights and the right to self-defense. Note too the article states there has not been any claims filed under this type of coverage.

By the standard that the state of New York is asserting, the organization AARP would have to stop selling its endorsed Medicare Supplement Plans, which is actually United Health Care as the insurer. AARP though is a bunch of socialists, and I doubt the socialists of New York state government would go after their own kind.
 
#25
the idea one should do what he can to de-escalate a dangerous situation
Agreed. There are always some that just gotta be a desperado. I'll walk away if it means that me and mine are not harmed.

You might be "right", but keep tellin yourself that it wasn't your fault when your tryin to get out of jail, or loose you gun rights or have to spend 10's of thousands of $$$ just to defend your actions.

Insurance is a good idea, but it aint a cure all.