Well the my old car that I've had since college is beginning to show its age. It served me well after 17 years. I've been eyeing a used truck made in 2013 and have been wondering what credit unions in Las Vegas have had the best experiences and rates. I'd go through my bank, but it doesn't look like their rates are as competitive as the local credit unions here. Let me know what your opinions are. So far I'm going to check Pen Fed, West Star Credit Union, America First, One Nevada, Clark County, etc to check their rates in the morning. Any recommendations or any good experiences with your own auto loan provider? Thanks in advance.
Best Auto Loan Rates
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JimBianchi
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One more time guys. That is what we call a rule it is not a law. I know a lot of you guys can't go to the bathroom in your home with out your 9 and a extra 30 round mag in your pants. So if you happen to get caught in a One Nevada with your Gack 9 your not going to do any hard time in the big house. I would suggest next time you go with a bud and he can stand guard outside while you take care of business inside that way if there is a active shooter situation he can handle his business with the shooter. This way you can have piece of mine while inside the credit union and you won't feel naked without your security blanket.
Just an Average Joe
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I ended up going with Navy Federal Credit Union. Their rates are way higher than most credit unions, but still cheaper than the big banks. Their customer service and convenience of use have been great. I ended up running into some complications due to the seller's smaller credit union requirements, but since Navy Federal is available state-wide I had no problem going back between banks to sort it out. Also found out most local credit unions will make it difficult to get a loan if the vehicle is out of state. I will probably refinance within a year though with one nevada or west star credit union. Both banks had the cheapest interest rates.
Don't buy a car you can't pay cash for. Unless you get a 0% loan you are throwing your money away.
There's a great book by a guy named Dave Ramsey about finances called "Total Money Makeover". Buy it used and read it. My family has become financially much smarter and much more comfortable in life following his teaching. We only have small real estate payments now, which is the only thing anyone should ever take out a loan for.
There's a great book by a guy named Dave Ramsey about finances called "Total Money Makeover". Buy it used and read it. My family has become financially much smarter and much more comfortable in life following his teaching. We only have small real estate payments now, which is the only thing anyone should ever take out a loan for.
I don't believe most of these business's are anti second amendment I think there just naive. They seem to think a sign on the door will stop armed robbers or active shooter situations. What they don't understand is that criminals don't follow the laws. There are almost always rules against knifes posted as well so are they anti knife or do they think there protecting there customers and employee's? Probably neither just covering their ass in case something did happen gives them a small legal out.
Just an Average Joe
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Interest rates have gone up considerably since 2016, when the Fed kept the rate at 0% for several years during Obama's lackluster economy with minuscule growth. They have bumped it up more than half a dozen times since Trump's economy has been on fire.
Sucks if you are borrowing.
But it's better if you are saving.
Sucks if you are borrowing.
But it's better if you are saving.